This is U.S. News & World Report’s LaMont Jones, managing editor for education and Greg Garrison, consumer banking analyst here to discuss U.S. News’ latest Financial Wellness Survey and upcoming student loan policy changes. Ask us anything!

Hi Reddit! This is LaMont Jones, managing editor for education at U.S. News & World Report, and Greg Garrison, consumer banking analyst at U.S. News & World Report.

April is Financial Literacy Month and with graduation season right around the corner, many students and families are planning for the next bill – grad school. U.S. News’ February survey reveals that 69% of student loan borrowers are concerned that student loan policy changes coming in 2026 – which could result in higher monthly payments for many – will impact their ability to contribute to their emergency fund moving forward. Moreover, many college students are expected to turn to private loans this year as new federal caps restrict how much they can borrow from the government. A new study reveals nearly 40% of those students won’t qualify. We are here to share insights about what the borrowing caps might mean for you and graduate programs that may fit your financial situation best! Ask us anything!

Some helpful links:

Money-specific:

2026 Financial Wellness Survey More Students Will Soon Need Private Loans. 40% Won't Qualify, Study Finds

Who Gets That Low Student Loan Rate?
How to Prepare Kids for Student Loans
Why Parents Could See a Big Jump in Student Loan Payments

Education-specific:
Paying for Grad School
20 Most Affordable Online MBA Programs How to Get a Free or Low-Cost MBA
25 Law Schools That Offer the Most Tuition Help

Proof:

https://preview.redd.it/63i81i734lvg1.jpg?width=2560&format=pjpg&auto=webp&s=51fbfd381629101a0989d47840583e273c1826f8

https://preview.redd.it/49npg0h34lvg1.jpg?width=1168&format=pjpg&auto=webp&s=0d13256c936a9100eba5d8858e7708ae90ba4d9f

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